OUR TECHNICAL PARTNERS............... FINANCIAL PARTNERS

SOGAFRIC SERVICES imports, distributes et ensures the after-sales service of globally-renowned brands, and more especially :

Unit-air conditioners and split-systems
AIRWELL www.airwell.com
WESTPOINT

Central air-conditioning, ventilation and distribution
CIAT www.ciat.fr
AIRWELL www.airwell.com
CARRIER www.carrier.com
FRANCE AIR www.france-air.com
ANEMOTHERM

Cold chambers and equipment
DAGARD www.dagard.com
PROFROID www.profroid.com
FRIGA BOHN www.friga-bohn.com

Ice machines
GENEGLACE www.geneglace.com
SCOTSMAN www.scotsman-ice.com

Cooking equipment
HMI THIRODE www.hmi-thirode.com
GIGA

Cold stores and glass cases
SCOTSMAN www.scotsman-ice.com
GIGA
FRIELECTRIC www.frielectric.fr
SOTAL www.lefroid.com

Baking
CAPLAIN www.machines-caplain.com

Laundry
WASCATOR www.electrolux-wascator.com
DUBIX www.dubix.com

Compressors and refrigerating groups
MANEUROP www.danfoss-maneurop.com
L'UNITE HERMETIQUE
BITZER www.bitzer.de
COPELAND www.copeland-corp.com

Regulation
HONEYWELL www.honeywell.com
SIEMENS www.siemens.com
DANFOSS www.danfoss.com
ELIWELL

OUR FINANCIAL PARTNERS ( page up )

For purchasing new equipment, one can secure financing from SOGAFRIC SERVICES' partners :

FINATRA - BGFIBANK - BGFIBAIL - BGD

FINANCING FOR INDIVIDUAL PERSONS
FINATRA classical credit terms
Amount : from 5 000 000 FCFA
Duration : 12 to 48 months
Terms : be salaried (private or public) and have at least a 2 years' service.
Documents required :
- originals of the last 3 pay slips. Calculation of the loan ratio is subject to the production of the last 3 pay slips.
- 1 copy of the national identity card (ID) or passport (certified for civil servants) bearing 3 specimen signatures
- 1 copy of a valid residence permit for expatriates (certified for civil servants)
- 1 payment schedule for current loans or certificate of completion of loan repayment / no current loan
- 1 job certificate with a validity of less than three months
- 1 certificate of effective membership of a corps stating the retirement age (Military)
- 1 pro forma invoice
- Work contract or renewal thereof for expatriates

For secured loans, the person standing security is required to produce the same documents as the loan applicant, the pro forma invoice aside.

Details of FINATRA : Tel 77 53 96 / 97

BGFIBANK equipment financing terms
BGFIBANK offers its customers equipment financing.
Required documents :
last 3 pay slips
1 pro forma invoice of the relevant equipment.

Details of BGFIBANK : Tel (241) 76 23 26 - 76 40 35 - Fax (241) 74 08 94

BGD loan terms
Maximum duration : 60 months
Annual interest rate : 12,50 %
Administration charges : 0,50 % of the loan amount
Guarantee : surety fo the equipment
Required documents :
- pro forma invoice of the equipment
- Job certificate of less than three months (BGD form)
- BGD form to be filled in
- pay slip of the previous month

Details of BGD : Tel (241) 77 32 72 - 76 24 29 - Fax (241) 74 26 99

 

FINANCING FOR COMPANIES
BGFIBANK credit terms
Required documents :
- background information on the company
- Company's financial statements : last 3 balance sheets and operating statements (taxation bundles)
- forecasts
- application documents

Specific remarks :
- Small- and medium-sized businesses and industries are eligible for the same financing, yet BGFIBANK is less stringent in terms of the required documents.
- the number of documents required is subject to the type of financing, the sum requested and the nature of investment envisioned.

Details of BGFIBANK : Tel (241) 76 23 26 - 76 40 35 - Fax (241) 74 08 94


BGFIBAIL leasing terms
BGFIBAIL offers small- and medium-sized businesses and industries, whatever their areas of activity, a 100 percent-financing for their large-scale or unitary investments in the purchase of equipment.
Payments of interest are spread out over 3 or 4 years and remain constant over the said period. The only disbursement effected at signing of the contract represents one month of lease paid in advance, a margin deposit equivalent to one monthly instalment (refunded at the end of the lease agreement) and administration charges.
At termination of the lease agreement, several options are available : transferring the property of the financed item at a previoulsy agreed price, pursuing the lease under new terms, or refunding it to BGFIBAIL.

- Brand new equipment (second-hand goods are proscribed)
- Be a client of BGFIBANK or any other bank based in Gabon
- Possess a realistic borrowing and repayment capacity
- Pro forma invoice of the equipment object of the leasing application

Details of BGFIBAIL : Tel (241) 76 23 26 - 76 25 07 Fax : (241) 74 44 56